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Finding the right level of life insurance coverage can often times be a tedious, time consuming process that involves calling around from broker to broker, who all promise to offer the best products. The reality is, we make the process simple, and because we're 100% independent of any singular carrier, we can offer unbiased and objective advise, as well as a wide range of carrier and coverage options.
Types of Life Insurance
When most people think of life insurance, they think of "term" life, however there are several different types of life insurance contracts, that may be suitable in certain situations.
1
Term Life
Choose a specific coverage amount and policy term.
2
Whole Life
A policy that you own, and can borrow from over time.
3
Universal Life
UL contracts offer adjustable premiums and death benefits.
4
Variable Life
Permanent contract combined with a cash-value component.
Frequently Asked Questions
Determining the proper life insurance benefit amount is of course, the most critical first step in securing life insurance. Our life insurance advisors will talk through your options, getting to know your personal and family needs. Only then can we recommend coverage limits.
Applications are completed online with the help of one of our advisors. The process takes roughly 10 minutes, and once we have a completed application, we can shop various carriers to see who offers the best rate.
The cost of your policy depends on multiple factors such as your age, health, policy type, and coverage amount. We'll be able to give you a more concrete cost once we collect the completed application and shop it around for you.